If you have been denied credit or you want to buy a house or a car, refinance one of them or both, buy insurance, rent an apartment, look for a new job or get a loan to own a business or expand an already existing one, GFC can improve your personal credit reports, deleting the negative accounts, and help you to achieve your financial goals.
The Three Credit Bureaus Equifax, Experian and TransUnion report your credit payment history to third parties by issuing your Credit Reports without your consent. The fact that they make public, your private and personal information is an invasion of your privacy. The fact that your credit information can be sold to creditors or lenders such as banks, car dealers, furniture stores and all types of businesses that offer credit, can cause you economic damage.
To control the damage of the credit bureaus against your private life, the United States Congress has laws of how the reports should be processed. If the reports are not written according to what the law establishes, the negative accounts must be deleted even if correct, regardless of whether or not they are paid. GFC  works as your representative dealing with the Credit Bureaus to make sure you are benefiting from the law, the bad accounts will be deleted as soon as possible, and your record will be clean again.

FAQ's

Q: Why do I need your service?
A single negative item or inaccurate information on your credit reports an lower your credit FICO score with all three major credit bureaus. Low FICO scores can affect your chances to obtain lower interest rates for home mortgages and auto loans. It also will increase your auto insurance rates and affect your ability to obtain employment. GFC 's business is to remove your negative credit items. Although you can attempt to do this yourself, many individuals have found that it becomes very frustrating and time consuming when they do not achieve the results that we can provide. The fact is that the credit bureaus may choose to ignore your attempts or choose not to reinvestigate the negative items at all.

Q: How does GFC  help repair bad credit?
GFC  helps clients take on their credit by disputing the inaccurate, untimely, misleading, biased, incomplete or unverifiable negative items from the credit reports.

Q: Does paying my bills restore my credit?
When you pay an old debt, the negative credit listing doesn't disappear. Once you debt is paid, it may appear on your credit reports as a paid delinquency, charge off or collection. Unfortunately, If your goal is simply to repair your credit, merely paying off your debts won't get you there. You also need to work to restore your credit at the same time. Of course, paying your debts in a timely manner may prevent future problems with your credit report.

Q: Do you guarantee your credit repair service?
It is important to understand there are no guarantees involved with legal services. It is just like in a court of law where an attorney could never guarantee a client that the judge or jury would find in their favor. In fact, any credit repair company that guarantees success is not being honest with you. GFC  is held to the highest ethical standards and rules of professional conduct. GFC 's experience and its good name are assurances that your case will be handled responsibly and professionally. GFC  is in place to assure that you receive the services our firm has agreed to perform.
Q: What is a credit report?
Your credit reports are a record of your credit history that is maintained by a credit reporting agency. Whenever you apply for credit or financing, a credit report is typically pulled from at least one of the three major credit bureaus. While there are smaller credit bureaus around the country, virtually every credit bureau is affiliated with Equifax, Experian and TransUnion.

Q: How long does it take to improve my credit?
The bureaus must respond in 30 days of the dispute. Within the first 60 days you will start to see improvement in your credit report. Depending on the number of negative items appearing on your credit reports will determine the duration of time that services will be needed.

Q: How do I know my personal information is safe?
Any personal information that you submit, GFC  has the fiduciary duty to protect your information. Not only are we ethically and morally bound, but our clients require and deserve it. We will not disclose, resell or allow your personal information to be viewed by anyone.